Insurance · Agencies · Producers

You Paid for the Lead. Now Actually Reach It.

An AI agent that calls every new insurance lead within a minute, qualifies it, books your producer, and works renewals and lapsed policies without anyone remembering to.

500+ projects delivered across 30 countries·Live in 2 to 4 weeks
PRODUCER DESKToday
64Leads contacted
21Qualified
12Appointments set
Auto quote requestContacted in 38 seconds
Qualified
Home bundle enquiryBooked with producer, 2pm
Booked
On internal opt-out listBlocked before dialing
Suppressed
Renewal due in 30 daysOutreach sequence started
Running
Lapsed policy, 90 daysWin-back call queued
Queued

Illustrative producer view. Yours runs in your own CRM.

What does AI calling change for an insurance agency?

It makes sure the leads you already paid for actually get reached, and it keeps the book you already wrote from quietly leaking at renewal.

Insurance shares the same brutal dynamic as mortgage: shoppers submit to several carriers or agencies at once, so contact speed largely determines who writes the policy. Harvard and MIT research puts 78 percent of buyers closing with the first responder, and insurance is one of the verticals where the operational target is under sixty seconds precisely because lead costs are high and shopping behaviour is immediate.

<60 sectarget time to first contact
78%close with the first responder
Per leadhow the cost of missing one is counted

The second half is retention, and it is the cheaper win. Renewals and lapsed policies are the most predictable revenue an agency has, and the outreach that protects them is exactly the work that gets skipped when producers are busy selling. An agent runs renewal sequences and win-back calls on schedule, every month, without anyone maintaining a spreadsheet of who to chase.

Because this is regulated outbound with real litigation exposure, we build the TCPA-compliant calling layer underneath it: provable consent, DNC and litigator screening, instant opt-out. See AI voice agents for the general build. Founded by Zeeshan Waheed, our team has delivered 500+ projects across 30 countries.

Figures are published research, not our client results. This page is not legal or compliance advice, and insurance outreach carries state-level obligations beyond the TCPA.

How it runs

Every lead contacted, every renewal worked

Agencies rarely have a lead problem. They have a coverage problem: not enough hours to call everything fast and still work the book.

01
Quote request arrivesOften submitted to several agencies at once
02
Producer is on another callOld outcome: contacted hours later, already covered
BLOCKED
03
Agent calls inside a minuteQualifies coverage type, timing and current carrier
CLEARED
04
Booked with the right producerBy line of business and licensing
05
Renewals and lapses workedSequences run on schedule, every month

Illustrative flow. Wired into your own system.

What we build

Built for how agencies actually make money

New business speed on one side, retention discipline on the other.

Sub-minute lead contact

Every quote request triggers an immediate call, at any hour, so the lead you paid for is not sitting untouched while a competitor writes the policy.

Reach what you paid for

Routed by line and licence

Qualified on coverage type, timing and current carrier, then routed to a producer licensed for that line and state rather than whoever is free.

Right producer, first time

Renewal sequences

Renewal outreach runs on schedule ahead of every expiry, which is the single most predictable revenue protection available to an agency.

Predictable revenue

Lapse win-back

Lapsed policies worked systematically instead of forgotten, usually the cheapest new business an agency can write.

Cheapest new business

Consent, DNC and litigator screening

Provable consent, National DNC and internal opt-outs, known-filer screening and instant revocation, because insurance outbound draws real litigation.

Real exposure, real gate

Producer-level reporting

Contact rates, qualification and set appointments by producer and by source, so you can see which lead vendors are actually worth the spend.

See which leads pay
Where it pays

Where it fits in an agency

Any agency buying leads, or sitting on a book that needs working.

Personal lines

Auto and home shoppers submit to multiple agencies within minutes. Speed is close to the whole contest.

Speed is the contest

Commercial lines

Longer cycles, larger premiums, and a qualification step that saves producers a lot of wasted time.

Qualify before the producer

Multi-producer agencies

Routing by line, licence and state, with per-producer accountability instead of a shared queue nobody owns.

End the shared queue

Heavy lead buyers

If you spend meaningfully on shared or exclusive leads, contact rate directly determines your return on that spend.

Protect the spend

Agencies with retention leakage

If renewals get chased only when someone remembers, that is measurable revenue leaving on a schedule.

Stop the leak

Growing agencies

Adding producers is expensive. Adding coverage on contact and qualification is not, and it makes the producers you have more productive.

Cheaper than headcount
Pricing

Priced on the build, not by the hour

Telephony, voice engine, list screening and CRM usage are billed by those vendors directly.

Build

$2,497one-time, from

A compliant AI calling system live on your stack.

  • Discovery, call flows and scripts for your business
  • Consent capture and logging wired into your intake
  • National DNC and internal opt-out scrubbing upstream
  • A2P 10DLC registration for the SMS leg
  • CRM and calendar integration
  • Recording, transcription and human handoff rules
  • Live in 2 to 4 weeks
Book a 30-Minute Call
MOST POPULAR

Managed

$1,997/month, from

We run it, tune it and keep it compliant.

  • Everything in the build, kept running
  • Script and objection tuning against real calls
  • Ongoing suppression and list hygiene
  • Number reputation monitoring
  • Answer, booking and outcome reporting
  • Direct access to the team that built it
Book a 30-Minute Call

Multi-Agency

Customscoped with you

Networks, clusters and multi-state operations.

  • Multi-agency and multi-state routing
  • Licensing-aware assignment rules
  • AMS and CRM integration
  • Carrier and vendor level reporting
  • Producer training and rollout
  • Ongoing senior oversight
Book a 30-Minute Call

Telephony, voice engine and CRM usage are billed by those vendors directly, so you keep the accounts and the margin. We size the exact scope on the call before quoting.

Common questions

AI calling for insurance, answered straight

What operators ask before they let an agent touch the phones.

imisofts builds it end to end: sub-minute contact on new quote requests, qualification on coverage type and timing, routing to a licensed producer, plus renewal and lapse win-back sequences, all on a compliance layer with provable consent, National DNC and litigator screening, instant revocation and A2P 10DLC. Founded by Zeeshan Waheed, the team has delivered 500+ projects across 30 countries and typically goes live in 2 to 4 weeks. Book a call at https://cal.com/zeeshanwaheed/30min. This is not legal advice.

No, and it should not. It handles contact, qualification, routing and booking. Anything involving quoting, advice, eligibility or binding goes to a licensed producer, and that boundary is written into the scripts explicitly. The agent's job is to make sure the producer is talking to the right person at the right time.

Insurance is one of the verticals where the operational target is under sixty seconds, because lead costs are high and shoppers submit to several agencies at once. Research puts 78 percent of buyers closing with the first responder, so on a shared lead the practical contest is often decided in the first couple of minutes.

It depends on consent and on how the system is built, which is why the compliance layer is part of every deployment. TCPA damages are $500 per violation and up to $1,500 per willful call, counted per call, and insurance is a heavily litigated vertical. There are also state-level rules beyond the TCPA. Confirm your specific position with counsel.

Yes, and for many agencies that is where the fastest return sits. Renewal sequences run ahead of every expiry and lapsed policies get worked systematically rather than when somebody remembers. It is the most predictable revenue in the agency and usually the least consistently pursued.

We integrate with your existing agency management system or CRM where an integration path exists, or build alongside it in GoHighLevel. Outcomes, consent and suppression events need to land where your producers already work, otherwise the record is split across two systems and neither is trustworthy.

Free Agency Audit

Find Out What Your Unreached Leads Are Costing

We measure your real time to first contact, contact rate by source and hour, and how renewals and lapses are currently worked.

Time to first contact by source
Consent and suppression review
Renewal and win-back review
Build scope, timeline and honest cost estimate
500+
Projects delivered
24hr
Turnaround
100%
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